Fallout Recovery

Fallout Recovery

Sunday, 07 February 2010 19:41 Written by Administrator

fallout sign

It is ironic that they dubbed the consumer who does not make it all the way through the loan approval process as "fallout".

The fact is that, for the consumer and the service providers alike, the experience can be quite disastrous and costly.  The emotional damage to the consumer, in many cases, is immeasurable.  Particularly, when it comes to a mortgage, the resulting emotional scars can prevent the consumer from attempting to go through the process again for a very long time.  In other cases, the consumer goes into a virtual frenzy...running from bank to bank and broker to broker frantically attempting to find the one that can "get it done".  In the old days of predatory lending and sub prime mortgages a consumer actually had a fairly good chance of finding a lender for the home they would ultimately foreclose on due to the exorbitant rates and unreasonable terms that were attached to the note.

No Fall OutWhen Transformation™ sends a consumer to their lender, they are approved!It was during these times that Transformation™ was developed.  It was initially designed to help those clients who were typically targeted for the predatory ARM mortgages that were heavily pushed on "non-conforming" borrowers to either avoid them altogether or to be able to refinance into a low fixed rate before their adjustable rate kicked in.  Soon after providing our services for these clients we realized that our borrowers did not "fall out".  When Transformation™ sent a consumer to their lender, they were approved!  Hands down, 100% of the time.

Now Transformation has customized a service specifically designed to recover "fallout".  Here is what our service will do for you:

  • Financial Profile Consultation
  • Mortgage Product Matching
  • Financial Profile Re-structuring
  • Budget Optimization
  • Credit Score Optimization
  • Pre-approval Acquisition
  • Realtor® Assignment/Reassignment
  • Underwriting Check-off
  • Compensating Factor Identification
  • Financial Profile Packaging
  • Broker/Loan Officer Assignment
  • Financial Profile Adjustment
  • Underwriter Submission
  • Conditions Satisfaction* (SEE NOTE)
  • Close!

 

*NOTE: Conditions may or may not be required to close and are based on the underwriter requiring more solid documentation of facts presented in your financial profile.  Transformation™ is neither assumes responsibility nor can be held responsible for the borrowers inability to provide proper documentation.
If you have "fallen out" already on a mortgage application then you must either be referred by a Realtor®, OR you must sign an agreement to utilize a Transformation™ Realtor® (or builder) who will sponsor you into the program.

Brochure :: Transformation Brochure

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