Boost Your Credit

Every financial profile has a maximum score associated with it.  Acquiring credit and paying your bills on time are not the only factors associated with your credit rating.  How you use your credit and what types of credit you possess greatly influence how high your score can be.

Transformation™ employs a proprietary credit rescoring system of strategies that are customized for each client's particular financial profile.  This system allows the client to achieve the absolute maximum score that can be obtained for their financial circumstance.  It works to reflect the client's true creditworthiness, while providing opportunities to continue to build credit (with associating scores).

One of the myths that our system debunks is that "you can't delete accurate information from your credit file".  This statement is TRUE if you are attempting to employ the unscrupulous tactics of Credit Repair Companies who merely dispute everything that is derogatory on your credit file.  However, Transformation™ works in an ethical and effective manner to ensure that your credit file reflects your true credit worthiness.  A creditor or collection agency can delete or update your credit file as they see fit to reflect your true credit worthiness.  This is where Transformation™ steps in with our "laser" and hits the bulls eye where Credit Repair Companies completely miss the target with their "shotgun".

Furthermore, merely obtaining credit does not raise your score.  You have to be wary of the types of credit that you obtain and how you use that credit to boost your score (and qualify you for more credit).  In partnership with F.I.T. 4 LIFE Development (A 501(c)(3) non-profit organization) Transformation's™ Operations Consultants guide the client on precisely how to adjust their spending habits (not buying habits) in order to result in increased credit scores.

Credit is the cornerstone of the lending process and credit scores are the first risk factor indicator.  The Transformation™ system boosts your score faster and more significantly than any "shotgun" Credit Repair Company ever could.

NOTE: ALL CREDIT COUNSELING RELATED SERVICES ARE PROVIDED BY F.I.T. 4 LIFE DEVELOPMENT (A 501(c)(3) NON-PROFIT ORGANIZATION)